Payments & currencies
Consider the currencies you receive and pay, your customers’ locations, transfer routes and expected transaction volumes.
BRIS GROUP · International business banking
Business banking.
Prepared around
your company.
Support with exploring international business account options, preparing your company profile and organising the documents needed for an application.
International account options
Start with how your business operates.
An offshore account is a bank account held outside your home jurisdiction. For a company, the practical question is whether an account supports its activity, ownership structure, customers and payment needs. BRIS GROUP helps you explore options and prepare for the application process.
Your business profile
Your company’s activity, registration jurisdiction, owners and operating locations help determine which providers will consider an application.
Costs & account features
Compare account fees, minimum balances, transfer and currency conversion charges, online access and any relevant limits.
Account features and availability vary by provider. A bank account, a payment account and a merchant account serve different purposes; the right combination depends on how your business receives, holds and pays money.
Application preparation
A clear business profile.
A complete set of documents.
Requirements differ by provider and jurisdiction. The following is a useful starting point; we will explain the documents relevant to the proposed application.
Company & ownership documents
- Certificate of incorporation and constitutional documents.
- Current director, shareholder and beneficial ownership information.
- Identity and address documents for relevant individuals.
- Authority for account signatories and corporate resolutions where requested.
- Company address and tax identification information where applicable.
Evidence of business activity
- A plain explanation of what the company does and how it earns revenue.
- Customer and supplier locations and expected payment flows.
- Contracts, invoices, website details or a business plan, as relevant.
- Information about the source of funds and expected account activity.
- Business licences or additional supporting documents where requested.
Contact us before arranging document certification or legalisation so we can explain what is required for the intended application.
Our role
Support from initial review to application.
Understand your requirements
Tell us about your company, ownership, activity, currencies and anticipated transactions.
Explore account options
We discuss potential routes in light of your profile and the providers’ stated requirements.
Prepare the application
We help organise the business information and supporting documents and clarify the proposed service scope and fees.
Support the review
We assist with coordinating the application and responding to requests for further information within the agreed engagement.
BRIS GROUP provides account opening support. The bank or payment provider carries out its own checks, determines its terms and makes the final decision. Approval and opening times cannot be guaranteed.
Common questions
Before you apply.
Can I apply for an account remotely?
Some providers offer remote onboarding. Others require a video interview or an in-person visit. The available route depends on your company profile and the provider’s process.
Does my account need to be in the company’s country of incorporation?
An account may be available in another jurisdiction, depending on the provider’s eligibility criteria and the requirements relevant to your business. Incorporation in one country does not automatically make your company eligible for an account elsewhere.
Can a newly incorporated company apply?
Some providers consider new companies. A clear business plan, ownership information and evidence supporting the proposed activity can help explain the application when a trading history is not yet available.
How long does the process take, and what does it cost?
Timelines depend on the provider, application complexity and the completeness of your documents. We confirm our service fees and scope before proceeding. The provider’s own charges and account terms should be reviewed separately.
Does an overseas account change my tax or reporting obligations?
Opening an overseas account does not itself remove tax, disclosure or reporting obligations. Obtain advice appropriate to the company’s and owners’ circumstances before deciding how to use an international account.
Related services
Arrange the support around your account.
Company formation
Explore company registration and corporate services for your proposed structure.
Merchant accounts
Review support with payment processing for businesses receiving customer payments.
Document legalisation
Explore apostille, notarisation and legalisation support where required for your documents.
Discuss your banking requirements
Tell us what your business account needs to do.
Include your company’s jurisdiction, business activity, ownership details, required currencies and the countries you will send payments to or receive them from.